Terms and Conditions

Introduction

Welcome to Vahan Mitra, a mobile application designed to simplify your loan experience. By accessing or using the services provided by Vahan Mitra ("App"), you agree to be bound by these Terms & Conditions ("Terms"). These Terms govern your use of the App, including all loan application services, tracking, and related features. We recommend that you read these Terms carefully before using the App. If you do not agree with these Terms, you must not download, install, or use the App.

These Terms form a legal agreement between you ("User," "you," or "your") and [Company Name] ("we," "our," or "us"), the operator of Vahan Mitra. This agreement outlines the rules and guidelines for using the App and the services it provides.

1. Acceptance of Terms

By accessing or using the App, you agree to these Terms and the Privacy Policy. If you do not agree to these Terms, you must immediately stop using the App.

2. User Registration

To use the App, you may need to create an account by providing accurate and complete information. You agree to keep your login credentials confidential and notify us immediately if you suspect any unauthorized use of your account.

3. Services Provided

Vahan Mitra provides a platform for users to apply for and manage loans, including but not limited to vehicle loans, personal loans, business loans, and others. The services are subject to availability and eligibility criteria set by our lending partners.

4. Eligibility

You must be at least 18 years old and have the legal capacity to enter into agreements in order to use the services provided by the App. Eligibility for specific loans is determined by the lenders, and Vahan Mitra does not guarantee approval.

5. Loan Applications and Approvals

The App enables users to apply for loans through our platform, but loan approval is subject to the terms and conditions of our lending partners. Vahan Mitra makes no representations or warranties regarding the approval of any loan application.

6. Fees and Charges

While the App is free to download and use, certain loan products and services may carry fees or charges imposed by our lending partners. You agree to pay any applicable fees or charges related to the loan applications you submit.

7. Data Privacy

By using the App, you consent to the collection, use, and storage of your personal data as outlined in our Privacy Policy. We take the privacy and security of your data seriously and take appropriate measures to protect it.

8. Prohibited Uses

You agree not to use the App for any unlawful purpose or in any way that could damage, disable, or impair the App or interfere with other users' access to the services.

9. Termination of Use

We reserve the right to suspend or terminate your access to the App at our discretion, especially if we suspect any misuse of the service or violation of these Terms.

10. Limitation of Liability

Vahan Mitra is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of the App, including issues with loans, services, or third-party providers.

11. Modifications to Terms

We may update or modify these Terms from time to time. Any changes will be effective when posted in the App or on our website. Your continued use of the App constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of [Jurisdiction], without regard to its conflict of law principles.

13. Contact Us

If you have any questions about these Terms or need assistance, please contact us at:

14. Governing Law and Jurisdiction

These Terms are governed by Indian law. Any disputes will be subject to the jurisdiction of the courts in Bengaluru, Karnataka.

15. Grievance Officer

For any grievances, please contact:

Name: Support@Vahan

Email: vinitshrekar@gmail.com

Phone: +91 7981738913

Address: Rekurthi.kothapalli.karimnagar.505001